Spending Insights4.1 - App Store

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Publisher Description

Spending Insights is a private, on-device AI budget tracker that helps you understand where your money goes - month by month, category by category.
Take control of your finances with Spending Insights - the budget tracker that works the way you think.

Effortless Spending Tracking
Log transactions in seconds from anywhere. Just say "Hey Siri, add a spending in Spending Insights" and Siri records it automatically - no app required. Or tap the + button to log with your camera by scanning a receipt.

Auto-Import from Apple Wallet
Connect your bank cards and Spending Insights automatically imports your transactions via Apple's FinanceKit. Smart AI categorization learns your spending habits and maps every merchant to the right category - no manual sorting.

AI Spending Advisor (requires Apple Intelligence, iOS 26)
Get personalised, plain-English analysis of your monthly or yearly spending. The on-device AI identifies where your money is going, flags overspending, detects subscriptions, and compares your habits against inflation - all privately, on your device.

Deep Insights
. Monthly and yearly spending breakdowns by category
. Year-over-year comparisons to track trends
. Per-store and per-category drill-down
. Spending heatmap to spot patterns at a glance
. Donut charts and bar charts that update in real time

Budget Alerts
Set monthly budget targets per category. Get notified the moment you're close to your limit.

iCloud Sync
Your data syncs seamlessly across all your Apple devices via iCloud.

Private by Design
All AI processing happens on your device. Your financial data never leaves your iCloud account.

Version History • Ask Siri to log spending: "Add a spending in Spending Insights"
• Ask Siri for AI insights: "Get AI insights for current month from Spending Insights"
• Smarter amount recognition — say "one dollar", "twenty euros", or any currency
• Bug fixes and stability improvements 4.1 Jun 27 Ask Siri to log your spending — just say "Hey Siri, add a spending in Spending Insights" and Siri will ask for the store and amount, then save it automatically.
Spending is auto-categorized using your past purchase history. On devices with Apple Intelligence (iOS 26), on-device AI categorizes new merchants instantly.
Also includes stability improvements and bug fixes. 4.0 Jun 25 Improved AI categorization 3.7.1 Jun 15 UI and UX improvements. 3.7 Jun 11 UI fixes 3.6.7 Jun 10 Live Inflation Context for users in UK, USA,CANADA,EU. 3.6.5 Jun 10 Fixed a crash that occurred during background transaction sync on some devices 3.6.3 Jun 8 improved scanner. 3.6.2 Jun 7 bug fixes. 3.6.1 Jun 6 UX improvements 3.6 Jun 6 UX improvements. 3.5.8 Jun 4 bug fixes 3.5.7 May 28 UX improvements 3.5.4 May 27 fixes and UX 3.5.3 May 26 Bug fixes. reverted family sharing for now. 3.5.1 May 26 Introducing family sharing feature and UX improvements 3.5 May 25 Bug fixes and UX improvements 3.4.2 May 22 Bug fixes and UX improvements 3.4.1 May 21 UX improvements 3.4 May 20 Added support for accessibility and UX improvements and widget support. 3.3 May 20 UX improvements 3.2 May 18 minor fixes 3.1 May 14 iCloud Sync - Spendings,Recurring expenses and budget plans now sync across all your devices. 3.0 May 14 UX improvements and bug fixes 2.7 May 11 UX improvements 2.6 May 10



About Spending Insights

Spending Insights is a free app for iOS published in the Accounting & Finance list of apps, part of Business.

The company that develops Spending Insights is Ravichaitanya Mukkavilli. The latest version released by its developer is 4.1.

To install Spending Insights on your iOS device, just click the green Continue To App button above to start the installation process. The app is listed on our website since 2026-10-14 and was downloaded 0 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. Your antivirus may detect the Spending Insights as malware if the download link is broken.

How to install Spending Insights on your iOS device:

  • Click on the Continue To App button on our website. This will redirect you to the App Store.
  • Once the Spending Insights is shown in the iTunes listing of your iOS device, you can start its download and installation. Tap on the GET button to the right of the app to start downloading it.
  • If you are not logged-in the iOS appstore app, you'll be prompted for your your Apple ID and/or password.
  • After Spending Insights is downloaded, you'll see an INSTALL button to the right. Tap on it to start the actual installation of the iOS app.
  • Once installation is finished you can tap on the OPEN button to start it. Its icon will also be added to your device home screen.

Program Details


General

Publisher
Released Date
2026-10-14
Languages
English

Category

Category
Subcategory

System requirements

Operating systems
iOS

Download information

File size
13 bytes
Total downloads
0

Pricing

License model
Free
Price

Version History


Here you can find the changelog of Spending Insights since it was posted on our website on 2023-06-27. The latest version is 4.1 and it was updated on Apps112 on 01 November, 2026. See below the changes in each version:

version 4.1

posted on 2026-10-14

Version History • Ask Siri to log spending: "Add a spending in Spending Insights"
• Ask Siri for AI insights: "Get AI insights for current month from Spending Insights"
• Smarter amount recognition — say "one dollar", "twenty euros", or any currency
• Bug fixes and stability improvements 4.1 Jun 27 Ask Siri to log your spending — just say "Hey Siri, add a spending in Spending Insights" and Siri will ask for the store and amount, then save it automatically.
Spending is auto-categorized using your past purchase history. On devices with Apple Intelligence (iOS 26), on-device AI categorizes new merchants instantly.
Also includes stability improvements and bug fixes. 4.0 Jun 25 Improved AI categorization 3.7.1 Jun 15 UI and UX improvements. 3.7 Jun 11 UI fixes 3.6.7 Jun 10 Live Inflation Context for users in UK, USA,CANADA,EU. 3.6.5 Jun 10 Fixed a crash that occurred during background transaction sync on some devices 3.6.3 Jun 8 improved scanner. 3.6.2 Jun 7 bug fixes. 3.6.1 Jun 6 UX improvements 3.6 Jun 6 UX improvements. 3.5.8 Jun 4 bug fixes 3.5.7 May 28 UX improvements 3.5.4 May 27 fixes and UX 3.5.3 May 26 Bug fixes. reverted family sharing for now. 3.5.1 May 26 Introducing family sharing feature and UX improvements 3.5 May 25 Bug fixes and UX improvements 3.4.2 May 22 Bug fixes and UX improvements 3.4.1 May 21 UX improvements 3.4 May 20 Added support for accessibility and UX improvements and widget support. 3.3 May 20 UX improvements 3.2 May 18 minor fixes 3.1 May 14 iCloud Sync - Spendings,Recurring expenses and budget plans now sync across all your devices. 3.0 May 14 UX improvements and bug fixes 2.7 May 11 UX improvements 2.6 May 10

version 4.1

posted on 2026-07-01

Version History • Ask Siri to log spending: "Add a spending in Spending Insights"
• Ask Siri for AI insights: "Get AI insights for current month from Spending Insights"
• Smarter amount recognition — say "one dollar", "twenty euros", or any currency
• Bug fixes and stability improvements 4.1 3d ago Ask Siri to log your spending — just say "Hey Siri, add a spending in Spending Insights" and Siri will ask for the store and amount, then save it automatically.
Spending is auto-categorized using your past purchase history. On devices with Apple Intelligence (iOS 26), on-device AI categorizes new merchants instantly.
Also includes stability improvements and bug fixes. 4.0 5d ago Improved AI categorization 3.7.1 Jun 15 UI and UX improvements. 3.7 Jun 11 UI fixes 3.6.7 Jun 10 Live Inflation Context for users in UK, USA,CANADA,EU. 3.6.5 Jun 10 Fixed a crash that occurred during background transaction sync on some devices 3.6.3 Jun 8 improved scanner. 3.6.2 Jun 7 bug fixes. 3.6.1 Jun 6 UX improvements 3.6 Jun 6 UX improvements. 3.5.8 Jun 4 bug fixes 3.5.7 May 28 UX improvements 3.5.4 May 27 fixes and UX 3.5.3 May 26 Bug fixes. reverted family sharing for now. 3.5.1 May 26 Introducing family sharing feature and UX improvements 3.5 May 25 Bug fixes and UX improvements 3.4.2 May 22 Bug fixes and UX improvements 3.4.1 May 21 UX improvements 3.4 May 20 Added support for accessibility and UX improvements and widget support. 3.3 May 20 UX improvements 3.2 May 18 minor fixes 3.1 May 14 iCloud Sync - Spendings,Recurring expenses and budget plans now sync across all your devices. 3.0 May 14 UX improvements and bug fixes 2.7 May 11 UX improvements 2.6 May 10

version 3.7

posted on 2026-06-12

Version History UI and UX improvements. 3.7 8h ago UI fixes 3.6.7 1d ago Live Inflation Context for users in UK, USA,CANADA,EU. 3.6.5 1d ago Fixed a crash that occurred during background transaction sync on some devices 3.6.3 3d ago improved scanner. 3.6.2 4d ago bug fixes. 3.6.1 5d ago UX improvements 3.6 5d ago UX improvements. 3.5.8 Jun 4 bug fixes 3.5.7 May 28 UX improvements 3.5.4 May 27 fixes and UX 3.5.3 May 26 Bug fixes. reverted family sharing for now. 3.5.1 May 26 Introducing family sharing feature and UX improvements 3.5 May 25 Bug fixes and UX improvements 3.4.2 May 22 Bug fixes and UX improvements 3.4.1 May 21 UX improvements 3.4 May 20 Added support for accessibility and UX improvements and widget support. 3.3 May 20 UX improvements 3.2 May 18 minor fixes 3.1 May 14 iCloud Sync - Spendings,Recurring expenses and budget plans now sync across all your devices. 3.0 May 14 UX improvements and bug fixes 2.7 May 11 UX improvements 2.6 May 10 Bug fixes and UX improvements. 2.5 May 9 Instantly log a transaction by scanning a receipt — no typing required.

Point your camera at any paper or digital receipt and the app reads the store name, amount, and date automatically using on-device text recognition (Apple Vision). The result is pre-filled into the Add Spending form, ready for a quick review and save.
How it works:
• Take Photo — opens the camera so you can shoot a receipt on the spot
• Choose from Library — pick an existing photo or screenshot of a receipt
• Share Sheet — share a receipt image directly from Photos or Safari and the scan starts automatically
• Fields that can't be read are left blank so you can fill them in manually

Privacy: All recognition happens entirely on-device. No receipt image or text is ever sent to a server.

On iOS 26+, if the store isn't already in your category map, the app uses on-device AI to suggest the right category automatically. 2.4 May 8 UX improvements 2.3 May 7

version 2.5

posted on 2026-05-09

Version History Bug fixes and UX improvements. 2.5 3h ago Instantly log a transaction by scanning a receipt — no typing required.

Point your camera at any paper or digital receipt and the app reads the store name, amount, and date automatically using on-device text recognition (Apple Vision). The result is pre-filled into the Add Spending form, ready for a quick review and save.
How it works:
• Take Photo — opens the camera so you can shoot a receipt on the spot
• Choose from Library — pick an existing photo or screenshot of a receipt
• Share Sheet — share a receipt image directly from Photos or Safari and the scan starts automatically
• Fields that can't be read are left blank so you can fill them in manually

Privacy: All recognition happens entirely on-device. No receipt image or text is ever sent to a server.

On iOS 26+, if the store isn't already in your category map, the app uses on-device AI to suggest the right category automatically. 2.4 12h ago UX improvements 2.3 1d ago Spending Heatmap
Visualise your entire year of spending at a glance with a GitHub-style heatmap. See which days you spent the most, tap any day to view and edit individual transactions, and track your top spending days — all in one screen. 2.2 2d ago • AI Spending Insights — swipe left on the monthly view for an on-device AI analysis of your spending, powered by Apple Intelligence. Covers monthly and full-year reviews with actionable recommendations.
• Auto-import from Apple Pay & bank cards — connect your cards via Apple FinanceKit and new transactions are pulled in automatically, categorised instantly. Historic transactions are imported once on first connect; only new ones are fetched after that.
• Live inflation context — AI analysis now includes real CPI data for your country, matched to the year you're reviewing, so you can see whether your spending is rising faster than prices.
• Smarter transaction classification — the AI reasons about each
transaction individually: spending, investing, savings, debt paydown, or income — no rigid buckets.
• Month view refreshes instantly after adding a new expense.
• Tapping a spending category now opens the full detail view correctly.
• Bug fixes and performance improvements. 2.1 2d ago • On-device Apple Intelligence spending insights and personalized suggestions
• AI auto-categorization that learns from your corrections — runs entirely on your iPhone
• Auto-import from Apple Pay and linked cards via FinanceKit
• Recurring expense tracker with smart duplicate prevention
• Edit and delete transactions directly from monthly and year-to-date views
• Smarter category management 2.0 5d ago improved user interface and user experience. 1.7 12/02/2024 Spending Insights is the best intuitive personal Finance App for FREE with NO ADS. You can simply add your spendings by simply importing your bank transaction files(CSV) 1.6.1 05/26/2024 Fixes and improvements 1.6 05/26/2024 fixes and improvements 1.5.6 05/24/2024 improved categorization and store name identification 1.5.5 05/19/2024 Bug fixes 1.5.4 05/16/2024 Improved import and categorization of transactions. 1.5.3 05/15/2024 Improved CSV file import. 1.5.2 05/12/2024 Bug fixes. 1.5.1 04/24/2024 Added new features and UI improved. 1.5 01/04/2024 Fixes and improvements 1.4.5 12/25/2023 Bug fixes 1.4.4 12/24/2023 fixes and improvements 1.4.3 12/24/2023 Bug fixes and other improvements 1.4.2 12/21/2023 Introducing year-over-year spending at a merchant 1.4.1 12/17/2023 Improved UI and improved import 1.4 12/09/2023 UI improvements 1.3.2 02/08/2023 UI improvements 1.3.1 02/05/2023 New improved user interface. 1.3 01/21/2023

version 1.7

posted on 2024-12-02

improved user interface and user experience.

version 1.7

posted on 2024-12-02

Dec 2, 2024
Version 1.7
improved user interface and user experience.

version 1.6.1

posted on 2024-05-26

May 26, 2024
Version 1.6.1
Spending Insights is the best intuitive personal Finance App for FREE with NO ADS. You can simply add your spendings by simply importing your bank transaction files(CSV)

version 1.5.5

posted on 2024-05-19

May 19, 2024
Version 1.5.5
improved categorization and store name identification

version 1.5.1

posted on 2024-04-24

Apr 24, 2024
Version 1.5.1
Bug fixes.

version 1.5

posted on 2024-01-04

Jan 4, 2024
Version 1.5
Added new features and UI improved.

Disclaimer


Official App Store Link


We do not host Spending Insights on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Apple and passed their terms and conditions to be listed there. We recommend caution when installing it.

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Downloads: 0
Updated At: 2026-11-01
Operating System: iOS
License Type: Free

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